Updated April 2026 · Canada-wide

Best insurance for
Canadian plumbers

We compared every major provider so you don't have to. Honest rankings, real pricing, no broker bias.

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$54/mo
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Showing 4 providers for plumber insurance · Canada-wide
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Zensurance✓ Best for plumbers⚡ Same-day coverage
Canada's leading online small business insurer. Instant quotes, no broker required, plumber-specific policies.
General LiabilityTools & EquipmentErrors & OmissionsOnline quote in 5 minAll provinces
Rating★★★★★4.8 (1,240)
Avg. claim response2.4 days
Min. coverage$1M liability
Online quote✓ Yes
Rated 4.8 stars. Specifically designed for Canadian tradespeople — plumber policies are built-in, not bolted on.
— Based on Google reviews · zensurance.com
$54/mo
starting price
Next Insurance✓ Best for solo operators
US-based but fully licensed in Canada. Workers' comp + tools bundled. Strong mobile app for certificate requests.
General LiabilityWorkers' CompTools & EquipmentCommercial AutoMobile COI
Rating★★★★★4.6 (890)
Avg. claim response3.1 days
Min. coverage$1M liability
Online quote✓ Yes
Rated 4.6 stars. Certificate of insurance in seconds from the app — contractors love this for job-site requirements.
— Based on Google reviews · nextinsurance.com
$67/mo
starting price
Intact Insurance⚠ Best for established shops
Canada's largest insurer. Better suited to companies with 3+ employees. Broker-only quoting adds friction.
General LiabilityWorkers' CompCommercial PropertyBroker requiredAll provinces
Rating★★★★☆3.7 (2,100)
Avg. claim response6.8 days
Min. coverage$1M liability
Online quote✗ Broker only
Rated 3.7 stars. Solid for larger operations, but solo plumbers often find it overpriced and slow to quote.
— Based on Google reviews · intact.ca
$71/mo
starting price
BrokerLinkBest for complex coverage
Full-service brokerage. Best when your situation is non-standard or other direct providers have declined coverage.
General LiabilityWorkers' CompTools & EquipmentCommercial AutoCustom policies
Rating★★★★☆4.1 (560)
Avg. claim response7.2 days
Min. coverageCustom
Online quote✗ Call required
Rated 4.1 stars. Best suited for complex or non-standard situations where direct providers decline coverage.
— Based on Google reviews · brokerlink.ca
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